WASHINGTON (Reuters) - Dick Durbin, a senior Senate Democrat and close ally of President Barack Obama, urged fellow liberals on Tuesday to consider reforming Medicare and Medicaid, the U.S. healthcare programs they have long fought to shield from spending cuts.
The timing of his message - just as Democrats and Republicans struggling to avoid the "fiscal cliff," looming early next year - and its prominence may signal that Democratic leaders and the White House will discuss social programs at the fiscal policy negotiating table.
"Progressives should be willing to talk about ways to ensure the long-term viability of Medicare and Medicaid," which help pay for the care of the elderly and needy, Durbin said in remarks to the liberal Center for American Progress.
Most Democrats have avoided talking about making changes to Medicare and Medicaid, despite the rising costs of the two programs, which are adding mightily to U.S. budget deficits.
Durbin has recently made other high-profile remarks about reducing Medicare and Medicaid costs. Appearing on ABC's "This Week" program on Sunday, he raised the possibility of Democrats accepting Medicare reforms that would make higher-income seniors pay more for their care.
Durbin said on Tuesday, however, that the debate over Medicare and Medicaid should not be part of the solving the immediate fiscal problem - the convergence of sharp tax increases and deep federal spending cuts set for January. Economists warn that going over this fiscal cliff could put the U.S. into a recession.
Durbin has suggested a two-step process: avert the cliff now and agree to a framework to find savings from Medicare and Medicaid with the details to be worked out next year.
Obama and congressional Democrats want to raise income taxes only on the wealthy and Durbin said liberals need to offer concrete ways to rein in spending, as well.
"We can't be so naive to believe that just taxing the rich will solve our (fiscal) problems," Durbin said.
Durbin repeated the Democrats' position that most tax cuts enacted in 2001 should be extended, but tax cuts given to those with income above $250,000 should expire. If Congress fails to act, tax rates for all income groups will rise.
Republicans could block any bill that does not extend all tax cuts, but this risks playing into Democrats' hands. After January 1, with all tax cuts expired, Democrats could draft a bill that cuts taxes only for those earning below $250,000, cranking up pressure on Republicans to go along.
One controversial proposal to shore up Medicare finances the to raise the age at which seniors start receiving benefits. Durbin said he was concerned that those with health problems in the years before Medicare kicks in may struggle to get coverage.
Democrats say manual laborers and people with health problems before eligibility age are at risk. Durbin cited his brother, who had a heart attack before qualifying for Medicare at age 65.
"My very conservative Republican brother, who had no use for social programs, started counting the days until he was eligible for Medicare," Durbin said.
"If anybody wants to talk about a later eligibility age for Medicare, what I want to hear is the assurance and guarantee that people like my brother will have access to affordable health care and insurance," before they reach the age, he said.
Echoing the stance of Obama and other Democrats, Durbin said changes to Social Security are needed but since the retirement benefits program did not contribute to the deficit problem, it should be tackled separately.
He proposed a new bipartisan commission to recommend a plan to keep Social Security solvent for the next 75 years. Congress should be required to vote on the changes, he said. Such a panel shored up the pension program in the mid-1980s.
(Reporting by Thomas Ferraro, Kim Dixon and David Morgan; Editing by Kevin Drawbaugh and Jackie Frank)
As rival lawmakers struggle to avoid the dreaded fiscal cliff in Washington, research shows that Americans will get a huge cut in their take-home pay if Congress can?t reach a deal on tax hikes and spending cuts.
In basic terms, the fiscal cliff is a set of dramatic tax increases and government program spending cuts that would decrease the annual deficit run up by the federal government.
It was put into a debt-negotiation process by lawmakers as a ?poison pill,? an alternative so politically toxic that it would force Democrats and Republicans to agree, or face an angry mob of voters.
But an agreement was never reached in 2011, and now, the stark tax increases and spending cuts become law on January 1, 2013, unless a bipartisan agreement can be reached or the problem is pushed back into the hands of a new Congress.
The math behind the fiscal cliff can be quite complicated, but to see why politicians are scrambling to find a solution now, you only need to look at how the cliff would suck money out of voters? paychecks, if the fiscal cliff goes unchecked.
As a rule, Americans don?t like taxes, and they don?t like dramatic tax actions. Look back at the original Tea Party in Boston as an example.
A study from the Tax Policy Center, a joint venture of the Urban Institute and Brookings Institution, shows that tax hikes triggered by the cliff will ?dock the pay? of 90 percent of Americans.
?Taxes would rise by more than $500 billion in 2013?an average of almost $3,500 per household?as almost every tax cut enacted since 2001 would expire. Middle-income households would see an average increase of almost $2,000,? the group said in an October 2012 report.
The telling factor in the Center?s report is that after-tax income will fall in every tax bracket, at an average of 6.2 percent.
In other words, instead of getting a 6 percent raise in 2013, you?d have your take-home pay docked 6 percent, before your employer even had a chance to give you a raise.
About 40 million Americans in the lowest fifth of the economy would see take-home income fall 3.7 percent. Taxpayers in the top fifth of the economy would see a 7.7 percent drop. Middle income tax payers would see take-home income fall by 4.4 percent.
Fiscal Cliff Changes in Take-Home Pay
Percent
Dollars
Lowest quintile
-3.7%
$??????? 412
Second quintile
-4.5%
$??? 1,231
Middle quintile
-4.4%
$??? 1,984
Fourth quintile
-5.1%
$??? 3,540
Top quintile
-7.7%
$? 14,173
Average
-6.2%
$??? 3,446
The tax changes hit Americans from all angles. The biggest hit is from the expiration of the Bush-era tax cuts, but there are also Obama-era tax cuts and credits that expire.
There will be tax penalties for married couples and for families with children. And the dreaded Alternative Minimum Tax is in the mix, which would increase taxes for 22 million people.
So income taxes would go up, payroll taxes would go up, and estate taxes and dividend taxes would go up.
And there is a new tax to pay for the Affordable Care Act.
If there is a silver lining, the federal government would bring in an extra $536 billion in 2013 to use for deficit reduction. About 54 percent of that money would come from ending the Bush-era tax cuts and from new payroll taxes.
The health-care tax would take up about 5 percent of the overall tax hikes.
To get a different look at how the tax changes would affect your family, the Tax Foundation has an online calculator that lets you put in your income and deductions and see your actual tax hike under different scenarios.
Recent Constitution Daily Stories
More states ponder legal marijuana as feds loom The Klan?s indirect role in fostering the Jazz Age Constitution Check: Can a judge send a criminal to church instead of prison?
The Foundation has its critics, which say it is a conservative-leaning group.
But when we added data from the calculator on a married couple, with two children, making $60,000 annually, the tax-home pay number was similar to the information from the Tax Policy Center.
In most middle-income scenarios, the Foundation calculator shows take-home income falling by about 5 percent.
Its calculator also lets you pick different scenarios for dependents and dropping the Alternative Minimum Tax.
For now, President Obama and House leader John Boehner aren?t speaking, and the Democrats and Republicans are presenting the tax and spending plans to Americans, in advance of a big congressional showdown in December.
Obama is committed to extending tax cuts for the middle class and hiking taxes on wealthier citizens. The GOP is committed to deep spending cuts in ?entitlement? programs as part of any fiscal cliff bargain, which would include sparse tax hikes.
The most anxious watchers are Wall Street and its partners in the global economy, which are very much aware of Congressional Budget Office projections of a 2013 recession if the fiscal cliff goes into effect.
Oil prices fell Tuesday as traders remained unsure whether positive U.S. economic news signals an increase in fuel demand.
Traders weighed news that might have been expected to push oil prices higher. U.S. holiday spending and consumer confidence both rose. And negotiations over the next installment on Greece's bailout proved successful.
However, some analysts warned that it's still not clear that demand for oil is picking up.
Oil prices could get a short-term lift from the Greece deal, said Edward Bell, a commodities analyst at the Economist Intelligence Unit. Indeed, oil rose in overnight trading after the Greek deal was announced, before prices turned negative in morning trading in the U.S. Crude oil was down 31 cents to $87.43 in afternoon trading on the New York Mercantile Exchange.
"The eurozone has not yet escaped its economic woes and there are no clear signs of a recovery in demand, meaning we expect there will be a drag on oil prices going into 2013," Bell said.
At the pump, the national average for a gallon of regular fell a fraction of a penny from Monday's price to $3.419, according to AAA.
Brent crude, which is used to set prices for many international varieties of oil, fell 60 cents to $110.32 a barrel on London's ICE Futures exchange.
In other energy futures trading on the Nymex:
? Wholesale gasoline for December delivery rose 2 cents to $2.75 a gallon.
? Natural gas rose 3 cents to $3.76 per 1,000 cubic feet.
Sunday November 25, 2012, 9:27 am ( Photo Credit: Shutterstock.com/djgis)
You can call them ?unaffiliated,? as in a recent Pew poll, or ?nones? -- or even just ?not very religious.? A new poll by the Public Religion Research Institute divides this group further (and somewhat counterintuitively) into ?unattached,? ?atheists/agnostics,? and ?seculars.? But whatever you call them, this ever-growing cohort of unchurched Americans makes up, at 23 percent, the single largest segment of Barack Obama?s ?religious coalition? (compared to the 37 percent of white evangelicals who support Mitt Romney).
While we have yet to see a ?Seculars for Obama? bumper sticker, the unaffliated are clearly having a moment. Media analysis, however, has not gone very deep -- there is a story here that goes beyond names and numbers.
Recent sociological work from Courtney Bender, Christian Smith, and others does help us understand who the current crop of unaffiliated are and what they do and believe. Yet we have precious little historical understanding of this critical and growing demographic. What are their roots? What religious, cultural, economic, demographic, and political processes shaped their sensibilities, habits, and makeup?
In order to understand these still-believing ?nones,? we need to understand that much of the religious dynamism in the United States happens outside the church walls, and has for some time now. The ?rise of the nones? is but the latest phase in the long transformation of religion into what we now commonly call ?spirituality.? In my class on ?Spirituality in America? at the University of Virginia, we use Leigh Schmidt?s pathbreaking Restless Souls to trace this phenomenon over two centuries, from Ralph Waldo Emerson?s break with New England Unitarianism in the 1830s to the multibillion dollar spirituality industry of today.
Spirituality can mean many things, of course, and the language of spirituality is used by traditional religious adherents as well as the religiously unaffiliated. But only the ?nones? have made it into a clich?: ?spiritual but not religious.?
The history of American spirituality reveals that our commonplace understanding of spirituality?as the individual, experiential dimension of human encounter with the sacred?arose from the clash of American Protestantism with the forces of modern life in the nineteenth century. While religious conservatives fought to stem the tide, giving rise to fundamentalism, religious liberals adapted their faith to modernity, often by discarding orthodoxies in favor of Darwinism, psychology, and comparative religions.
The majority of today?s religious ?nones? -- those who claim no religion but still embrace spirituality -- are engaged in the same task of renovating their faith for a new historical moment. And typically, they draw from this same liberal religious toolkit. Today?s unaffiliated, like the liberals of previous generations, typically shun dogma and creed in favor of a faith that is practical, psychologically attuned, ecumenical -- even cosmopolitan -- and ethically oriented.
This liberal spirituality, as it has evolved over time, has been deeply entwined with media-oriented consumerism. Of course Americans of all religious varieties have been deeply influenced by consumerism, but media and markets have particularly shaped the religious lives of those without formal institutional or community ties. The religiously unaffiliated might not attend services, but they ?do? their religion in many other ways: they watch religion on TV and listen to it on the radio; find inspiration on the web; attend retreats, seminars, workshops, and classes; buy candles and statues, bumper stickers and yoga pants; take spiritually motivated trips; and, perhaps most significantly, buy and read books.
Since the 1920s, when the major New York trade presses first started offering nonsectarian religious books in significant numbers, books have been the most important conduit for spreading the ?spiritual but not religious? gospel.
This dependency on the consumer marketplace, and especially books, has had significant consequences for the religious lives of all Americans, especially the unaffiliated. First, it has enhanced the tendencies within American religion toward a therapeutic understanding of the spiritual life. The profit-oriented commercial presses that came to dominate religious publishing naturally pursued the largest market possible for their goods, and seized on the non-creedal, nonsectarian, and psychologically modern forms of faith advanced by religious liberals as a common American religious vernacular. These trends have only accelerated from the 1920s to the present, such that now the line between religion and self-help disappears in the spirituality section of Barnes & Noble.
Second, spiritual consumerism has fostered a robust cosmopolitanism. Books allow readers entry into previously unimaginable religious worlds. Since trade presses entered the religion game with vigor, the lines of denomination and tradition have mattered less and less. The political and moral imperatives of World War II provided the greatest stimulus to such interfaith reading, and before long even the Protestant-Catholic-Jew formulation of the era could not contain American readers. What matters to the unaffiliated is not imprimatur but inspiration.
The Notre Dame sociologist Christian Smith has observed, ?Liberal Protestantism?s organizational decline has been accompanied by and is in part arguably the consequence of the fact that liberal Protestantism has won a decisive, larger cultural victory.? The ?cultural victory? Smith and others write about happened not because more Americans joined liberal churches, in other words, but because liberal religious values and sensibilities became more and more culturally normative. And no single cultural force has been more significant to this profound religious shift than the unabashed consumerism of the religious book business in the twentieth century.
Even as religious affiliations decline, religious books sales continue to rise, as they have steadily for more than a half century. In this ultimate spiritual marketplace, American religion displays its full shape-shifting vitality.
****
by: Matthew S. Hedstrom is assistant professor of religious studies and American studies at the University of Virginia | alternet |
**The article is reprinted with permission from Religion Dispatches.
Why is this inappropriate?
Your report has been submitted to Customer Service. Thank you.
There was a problem submitting your report. Please try again later.
Everard, C. O. R.; Fraser Chanpong, G. M.; Bhagwandin, L. J.; Race, M. W.; James, A. C., 1983: Leptospires in wildlife from Trinidad and Grenada. Journal of Wildlife Diseases 19(3): 192-199
Related posts:
Rabies virus and antibody in bats in Grenada and Trinidad Price, J. L.; Everard, C. O. R., 1977: Rabies virus and antibody in bats in Grenada and Trinidad. Journal of Wildlife Diseases 13(2): 131-134...
Epidemiology of mongoose rabies in Grenada Everard, C. O. R.; Baer, G. M.; James, A., 1974: Epidemiology of mongoose rabies in Grenada. Journal of Wildlife Diseases 10(3): 190-196...
Leptospirosis in Trinidad and Grenada, with special reference to the mongoose Everard, C. O. R.; Green, A. E.; Glosser, J. W., 1976: Leptospirosis in Trinidad and Grenada, with special reference to the mongoose. Transactions of the Royal Society of Tropical Medicine and Hygiene 70(1): 57-61...
Studies on leptospirosis in farmstock and wildlife in Kerala. Isolation of leptospires from divergent classes of animal hosts with an outline of cultural procedures Adinarayanan, N.; James, P. C., 1980: Studies on leptospirosis in farmstock and wildlife in Kerala. Isolation of leptospires from divergent classes of animal hosts with an outline of cultural procedures. Indian Veterinary Journal 57(6): 496-500...
Inventory of literacy and adult education programmes ? formal and nonformal ? in the Caribbean: Barbados, Grenada, Guyana, Suriname and Trinidad and Tobago Anonymous, 1978: Inventory of literacy and adult education programmes ? formal and nonformal ? in the Caribbean: Barbados, Grenada, Guyana, Suriname and Trinidad and Tobago. Inventory of literacy and adult education programmes formal and nonformal in the Caribbean: Barbados, Grenada, Guyana, Suriname and Trinidad and Tobago: 95...
Rabies serum neutralizing antibody in mongooses from Grenada Everard, C. O. R.; Baer, G. M.; Alls, M. E.; Moore, S. A., 1981: Rabies serum neutralizing antibody in mongooses from Grenada. Transactions of the Royal Society Tropical Medicine and Hygiene 75(5): 654-666...
Creation and dynamics of an extracorporeal population of leptospires in wildlife foci of leptospirosis Litvin, V. Yu; Golubev, M. V., 1982: Creation and dynamics of an extracorporeal population of leptospires in wildlife foci of leptospirosis. Zhurnal Mikrobiologii Epidemiologii i Immunobiologii (3): 32-35...
Rabies in Grenada Everard, C. O. R.; Murray, D.; Gilbert, P. K., 1972: Rabies in Grenada. Transactions of The Royal Society of Tropical Medicine and Hygiene 66(6): 878-888...
Endoparasites of some amphibia, reptiles and small mammals from Trinidad Everard, C. O. R., 1975: Endoparasites of some amphibia, reptiles and small mammals from Trinidad. Journal of the Trinidad and Tobago Field Naturalists? Club: 72-79...
An economic assessment of an alternative marketing strategy for Grenada nutmegs. Report to the Grenada Nutmeg Association on research into the economics of nutmeg production Regis, V., 1975: An economic assessment of an alternative marketing strategy for Grenada nutmegs. Report to the Grenada Nutmeg Association on research into the economics of nutmeg production. An economic assessment of an alternative marketing strategy for Grenada nutmegs Report to the Grenada Nutmeg Association on research into the economics of nutmeg production: xiii+97...
You are going to acquire couple stuff as vunerable to your existing e-business flowering as using a reliable website?s assistance ?
Here is the best the most effective host .For making sure your world-wide-web variety retains up and managing! No matter if or not your heart is straighten up marketing and advertising or distinct developed web site dependent internet marketing business, at this moment further than noticeably ? for the reason that via internet world grows by leaps and reasoning ? the top-quality of the very clear on line online hosting supplier is completely vital.
Most cost-effective ? principal ? smartest ? most revolutionary ? oldest ? with countless mesh asset hosting businesses competing for your personal consideration, it?s not demanding to provide about confounded. Plus, departure forbid, once you make the injurious decision, it could maybe industry cost you dearly over time, intention and hard cash. Transferring a webpage from 1 host to a different host is significant concern at most useful ? if it is really however do-able. For that justification ? Just how alter you throng among the list of most suitable web site host for ones online business. Chances are you?ll established groundwork by movement now the following look at listing: Expenses, needless to say, is usually a vital floor in ballot a lacework publician that is correct for your needs. Keep in mind that, equally to predicament as well as in everyday life, you are operation to receive that which you wad for. You should realize three common categories of shared website hosting answers conveniently obtainable, ranging from $0 to $10 month to month. (A lot more extravagant systems are for in reality big organizations and over the scope of that piece).
You?ll want to look: 100 percent Free of charge World wide web hosting provider Tempting while it appears, $0 rate the web internet hosting is primary affable for wide-spread price tag ? for any time or peculiar human being would not eager to produce a profit by means of online. To the record of obstacles: Reduced bandwidth, completely very poor specialised and buyer treatment, far too a whole lot downtime, slow network cases, weak or no search engine positioning. Lookup engines will likely not conjecture studying your online area if it possesses a sub-domain quote instead of as instance of the acknowledge title, significantly should the sub-domain is prototype of the 100 % free launch world wide web host url.
Certified Word wide web internet hosting If you are in it to the long expression, it really repays to conceive Pro. As your web site views will raise, thence does your ravenousness for added bandwidth. You can expect to want that state-of-the-art control panel with many of the breathtaking features ? unlimited autoresponders, limitless e mail addresses, unrestricted sub domains, special information site details, internet site promo systems, top level aid etcetera .. Expenses for most suitable hosting range from $10 to $20 over a regular foundation or bigger. Obviously, it is not payment or inexpensive. But it is the Absolute best offer for distant a prosperous home-based business. Time is significant significantly on the internet, and you hankering a host who may have plenty of potential to guarantee that the word wide web weblog will load very quickly. And previous to aspect with for the dotted online business ? You shouldn?t information about quite a few impression viewing. Supply some e-mails and require into consideration how quickly the business?s buyer replies.
Internet Hosting InternetSite Migration Course Of Transferring From One Internet Hosting Firm To Another can give you most data for Shared Web Hosting Service Explained.Please be sure to take a look at the published article for more information!
Related posts:
Web Hosting Providers In Scaling New Heights In Your Internet Hosting Server
How About Cheap Web Hosting Providers
Are Free Internet Hosting Providers All Theyre Cracked As Much As Be
Web Hosting Providers Offered On Web That Meets Specificly Excessive Internet Hosting Necessities
It?s looking more likely that if President Obama wants Susan Rice, the US ambassador to the United Nations, as his next secretary of State, he?ll get his wish.
Key Republicans are softening their opposition to any promotion of Ambassador Rice. Notably, Sen. John McCain (R) of Arizona has replaced his outright opposition with a willingness now to hear her case, should she be nominated.
The less strident tone from Senator McCain and other Republicans over the weekend suggests that the hyper-partisan atmosphere that prevailed in the election campaign and in the immediate aftermath of Mr. Obama?s reelection may be ceding to a more bipartisan approach to foreign policy ? and to the general rule that, barring any egregious disqualifiers, the president should get the foreign-policy and national-security team he wants.
RECOMMENDED: Five ways events overseas could shape Obama's second term
Opposition to Rice flared up over her depiction of the Sept. 11 terrorist attack on the US Consulate in Benghazi, Libya, that left four Americans dead, including the US ambassador to Libya. Working from a set of talking points provided by the Central Intelligence Agency when she appeared on Sunday news shows Sept. 16, Rice described the attack as a ?spontaneous? act that grew out of a copycat reaction to widespread demonstrations against an anti-Islam video.
Prominent Republican senators including McCain and Lindsey Graham of South Carolina vowed to oppose Rice?s nomination to any higher office, while a group of 97 House Republicans took the unusual step of sending a letter to Obama saying they opposed Rice?s possible nomination for secretary of State ? even though the House has no role in approving presidential nominations.
A heated debate ensued that included charges from Democrats of Republican sexism and racism (Rice being an African-American woman). By the weekend, key Republican voices tempered their rhetoric.
McCain said on ?Fox News Sunday? that he?d ?be glad to have the opportunity to discuss these issues with? Rice, while Senator Graham said on ABC?s ?This Week? that he blames the president more than Rice for the administration?s depiction of the Benghazi attack and its reluctance to call it a terrorist attack.
Still, Graham said that if Obama does nominate Rice, ?there will be a lot of questions asked of her about this event and others.? Also, he vowed to pursue an investigation into the circumstances surrounding the attack.
Over on NBC?s ?Meet the Press,? House Republican Peter King of New York lauded Rice?s work at the UN, particularly on North Korea. But as for the argument that Rice was speaking from vetted intelligence talking points when she went on national television five days after the attack, Representative King said that as a senior administration official, ?she has an obligation not to just be a puppet and take what?s handed to her.?
Obama has not nominated Rice, nor has he said whom he plans to name to replace Secretary of State Hillary Rodham Clinton, who has said she plans to step down once her successor is in place. But speculation has centered on Rice and Sen. John Kerry (D) of Massachusetts. Recently, some White House officials have hinted that the president might prefer Rice at State and could name Senator Kerry as Defense secretary if, as anticipated, Defense Secretary Leon Panetta steps down next year.
The shift in the GOP stance on Rice appears to reflect a number of developments, including the Democratic charges of racism and sexism ? which come as the Republicans assess their weak showing with women and minorities in general in the November elections. The changed tone also follows recent testimony from former CIA director David Petraeus, who told senators that Rice?s talking points ? and the failure to call Benghazi a terrorist attack ? reflected a desire among intelligence officials not to tip off terrorist groups in eastern Libya that the United States was aware of their involvement.
Perhaps more important are the opinions of respected foreign-policy analysts, a number of whom have said that Rice has served ably at the UN and should not be judged over an event that she did not set policy for.
Robert Kagan, a senior fellow at the Brookings Institution, wrote in The Washington Post Nov. 18 that Republicans concerned about Benghazi should focus not on Rice?s television performance but on the administration?s preparedness for the safety of diplomats in dangerous places. He also said that, were Obama to nominate either Rice or Kerry, ?the Senate should vote to confirm.?
As for King saying that senior administration officials ?have an obligation not to just be a puppet? for the president: A variety of media outlets, including National Review and USA Today, have made a comparison with the Bush administration sending Colin Powell, then secretary of State, to the UN to justify a US war on Iraq.
Before the world?s television cameras, Mr. Powell presented ?evidence? of Saddam Hussein?s stockpiles of weapons of mass destruction. The evidence, as it turned out, was false.
RECOMMENDED: Five ways events overseas could shape Obama's second term
The letters and numbers you entered did not match the image. Please try again.
As a final step before posting your comment, enter the letters and numbers you see in the image below. This prevents automated programs from posting comments.
Having trouble reading this image? View an alternate.
The RE Factor Tactical Survival Band puts a collection of survival tools around your wrist. Made in the USA by a US Army combat veteran, the Tactical Survival Band combines 12 ft of 550 Black Paracord, 30 ft of 80lb Fishing Line, fishing hook, a whistle, p51 can opener, and a flint fire starter rod. [...]
Buying Charlotte real estate is a serious investment of both time and money.? However, the process of buying a Charlotte home can be very stressful and daunting task.? There are many complicated factors involved in the process.? You need expert advice if you plan to invest in real estate?and buying your personal home is one of the largest investments that you will make in life.? Here are some tips that you can use to locate that perfect home or investment property. ? Apply for a mortgage BEFORE you search for your Charlotte home.? You must apply for your mortgage prior to beginning your home search.? Before you apply for it, you should have all the necessary documents required by lenders ready to submit.? Your credit report, ID details, and statements of accounts are some of the necessary documents most lenders want.? If you have negative scores on your credit report, it is important that you seek credit repair assistance before applying for the mortgage. ? Select a home in a good location. When you are searching for Charlotte real estate, it is important that you consider the location of the property.? If you buy a property in good location, you should expect make monetary gain when you resell your property.? In the real estate market, prices are determined by the location of a property.? There are factors that make a location good for real estate investment, namely,
List the features available in the home.? There are certain features that you will want to have in your home.? When you are buying Charlotte real estate, you should first make a list of some of the basic features that you want.? The list will serve as a guide to you when you are searching for your ideal home.? If you do not have any list of the features that you want, you may overlook some features that could very well be important to you. ?
Know about the real estate market.? The real estate market differs from place to place even though there are some common features; we stress the fact that real estate is local as there are few areas even within our city that are alike.? You should be knowledgeable about the Charlotte real estate market trends, the neighborhood, buying process, home sales prices, and others.? You can do this by making sure to hire a Charlotte real estate agent who can share this knowledge with you. ?
? If you?re ready to buy or sell a home and are looking for a knowledgeable Charlotte real estate agent, please call me at (704) 491-3310 or email me at [email?protected] for more information. ?
?Debe Maxwell | Savvy + Company Real Estate | Charlotte Real Estate House Hunting Tips
Debe
I am a full-time REALTOR? personally specializing in historic homes and luxury home sales in the Charlotte NC real estate market. My team specializes in a variety of areas including first time home buyers, condos and townhomes as well as single family home sales and marketing.
<strong>Average pension benefits:</strong> $24,398 (8th highest)
<strong>Total per pupil spending:</strong> $9,657 (22nd lowest)
<strong>Medicaid payments per beneficiary:</strong> $3,367 (the lowest)
<strong>Percentage of weekly wages covered by unemployment benefits:</strong> 30.3 percent (11th lowest)
<strong>Number of months of TANF received:</strong> 42.4 (7th highest)
<strong>Average TANF cash assistance per month:</strong> $537 (2nd highest)
California provides a large amount of cash assistance to those in need. Recipients of Temporary Assistance for Needy Families in the state receive $537 per month -- the second largest amount in the country -- and for 42.4 months -- the 7th most months. California residents have one of the highest tax burdens in the country. The state also has the seventh highest level of income inequality.
<a href="http://247wallst.com/2011/11/11/the-states-doing-the-most-and-least-to-spread-the-wealth/#ixzz1dQudWaHL" target="_hplink">Read more at 24/7 Wall St. </a>
9. Minnesota
<strong>Average pension benefits:</strong> $16,304 (17th lowest)
<strong>Total per pupil spending:</strong> $11,098 (15th highest)
<strong>Medicaid payments per beneficiary:</strong> $8,435 (2nd highest)
<strong>Percentage of weekly wages covered by unemployment benefits:</strong> 40.7 percent (12th highest)
<strong>Number of months of TANF received:</strong> 40 (10th highest)
<strong>Average TANF cash assistance per month:</strong> $348 (19th most)
As of 2008, Medicaid enrollees in Minnesota received the second largest amount in benefits in the country. However, the state has cut outlay to the program as stated in the 2012-2013 budget, meaning the state's ranking in this category may soon change. Residents of the state have to pay a very large amount in taxes. The average citizen of Minnesota pays 10.3% of their income in state and local taxes, which is the seventh largest amount in the country.
<a href="http://247wallst.com/2011/11/11/the-states-doing-the-most-and-least-to-spread-the-wealth/#ixzz1dQudWaHL" target="_hplink">Read more at 24/7 Wall St. </a>
8. Alaska
<strong>Average pension benefits:</strong> $18,632 (25th lowest)
<strong>Total per pupil spending:</strong> $15,552 (3rd highest)
<strong>Medicaid payments per beneficiary:</strong> $7,453 (6th highest)
<strong>Percentage of weekly wages covered by unemployment benefits:</strong> 27 percent (5th lowest)
<strong>Number of months of TANF received:</strong> 37.3 (14th highest)
<strong>Average TANF cash assistance per month:</strong> $602 (the highest)
Alaskans have the lowest tax burden in the country, paying just 6.3 percent of their income in state and local taxes. According to the Tax Foundation, "Before the Trans-Alaska pipeline was finished in 1977, taxpayers in Alaska bore the second-highest tax burden in the country. By 1980, with oil tax revenue pouring in, Alaska repealed its personal income tax and started sending out checks instead." The state also doesn't levy personal income tax or sales tax. Still, it manages to spend the third largest amount per pupil each year, provide the sixth largest amount in medicaid per beneficiary, and give the largest amount in monthly TANF assistance in the country.
<a href="http://247wallst.com/2011/11/11/the-states-doing-the-most-and-least-to-spread-the-wealth/#ixzz1dQudWaHL" target="_hplink">Read more at 24/7 Wall St. </a>
7. Connecticut
<strong>Average pension benefits:</strong> $26,622 (4th highest)
<strong>Total per pupil spending:</strong> $14,531 (6th highest)
<strong>Medicaid payments per beneficiary:</strong> $7,442 (7th highest)
<strong>Percentage of weekly wages covered by unemployment benefits:</strong> 29.2 percent (8th lowest)
<strong>Number of months of TANF received:</strong> 26.7 (17th lowest)
<strong>Average TANF cash assistance per month:</strong> $413 (11th highest)
Connecticut has the highest per capita income in the country. Its residents also pay more than $5,000 a year on average in state and local taxes -- the highest amount in the U.S. As a result, residents have the third highest tax burden in the country. In return, Connecticuters receive above average benefits. State employees who receive their pensions through the Connecticut State Employees Retirement System have the fourth highest average pension benefits. Students have the sixth highest amount spent on them. The state also has the fourth highest cost of living, and the second highest rate of income inequality.
<a href="http://247wallst.com/2011/11/11/the-states-doing-the-most-and-least-to-spread-the-wealth/#ixzz1dQudWaHL" target="_hplink">Read more at 24/7 Wall St. </a>
6. Hawaii
<strong>Average pension benefits:</strong> $22,680 (10th highest)
<strong>Total per pupil spending:</strong> $12,400 (11th highest)
<strong>Medicaid payments per beneficiary:</strong> $5,261 (21st lowest)
<strong>Percentage of weekly wages covered by unemployment benefits:</strong> 54.3 percent (the highest)
<strong>Number of months of TANF received:</strong> 46.7 (the highest)
<strong>Average TANF cash assistance per month:</strong> $518 (3rd highest)
Hawaii, on average, covers 54.3% of workers' previous weekly wages through unemployment benefits. This is the highest rate in the country. The state also provides, on average, the greatest number of months of TANF benefits, and the third highest average amount of cash assistance. Part of the reason for this is that Hawaii has -- by a substantial margin -- the highest cost of living in the country. The state also receives one of the largest amounts of federal funding per capita in the country. This is partly due to defense, but also because of its high rates of health and human services payments.
<a href="http://247wallst.com/2011/11/11/the-states-doing-the-most-and-least-to-spread-the-wealth/#ixzz1dQudWaHL" target="_hplink">Read more at 24/7 Wall St. </a>
5. Pennsylvania
<strong>Average pension benefits:</strong> $20,662 (15th highest)
<strong>Total per pupil spending:</strong> $12,512 (10th highest)
<strong>Medicaid payments per beneficiary:</strong> $6,937 (11th highest)
<strong>Percentage of weekly wages covered by unemployment benefits:</strong> 39.4 percent (17th highest)
<strong>Number of months of TANF received:</strong> 42 (8th highest)
<strong>Average TANF cash assistance per month:</strong> $322 (25th highest)
Pennsylvania ranks high in a number of categories, but is not especially exceptional in any. It spends a large amount on education, health care, public pensions, and welfare. As a result, it has the tenth highest tax burden in the country, with residents spending an average of 10.1% of their income in state and local taxes.
<a href="http://247wallst.com/2011/11/11/the-states-doing-the-most-and-least-to-spread-the-wealth/#ixzz1dQudWaHL" target="_hplink">Read more at 24/7 Wall St. </a>
4. New York
<strong>Average pension benefits:</strong> $17,459 (19th lowest)
<strong>Total per pupil spending:</strong> $18,126 (the highest)
<strong>Medicaid payments per beneficiary:</strong> $9,057 (the highest)
<strong>Percentage of weekly wages covered by unemployment benefits:</strong> 26.9 percent (2nd lowest)
<strong>Number of months of TANF received:</strong> 43.9 (4th highest)
<strong>Average TANF cash assistance per month:</strong> $499 (6th highest)
New York spends more than $18,100 per student on education each year, which is more than any other state in the nation. Approximately $12,500 of this is spent on teacher salaries and benefits alone. The state's medicaid payments per beneficiary of $9,057 is the largest in the country, and more than $600 than the state that spends the second most. New York has the absolute highest rate of income inequality in the country. It also has the second largest state and local tax burden, and the third highest cost of living.
<a href="http://247wallst.com/2011/11/11/the-states-doing-the-most-and-least-to-spread-the-wealth/#ixzz1dQudWaHL" target="_hplink">Read more at 24/7 Wall St. </a>
3. New Jersey
<strong>Average pension benefits:</strong> $16,817 (18th lowest)
<strong>Total per pupil spending:</strong> $16,271 (2nd highest)
<strong>Medicaid payments per beneficiary:</strong> $7,985 (4th highest)
<strong>Percentage of weekly wages covered by unemployment benefits:</strong> 37.2 percent (25th highest)
<strong>Number of months of TANF received:</strong> 40.4 (9th highest)
<strong>Average TANF cash assistance per month:</strong> $325 (21st highest)
New Jersey residents have access to exceptional amounts of health care benefits. Medicaid beneficiaries receive the fourth largest amount in the country. And those who receive medicare benefits, which is solely the fiscal responsibility of the federal government, receive the third largest amount. New Jersey also spends the second largest amount on education on a per student basis. Only 4% of New Jersey's education budget derives from the federal government, with revenues split evenly between state and local governments. Unfortunately, New Jersey residents possess the largest tax burden in the country -- nearly twice that of Alaska.
<a href="http://247wallst.com/2011/11/11/the-states-doing-the-most-and-least-to-spread-the-wealth/#ixzz1dQudWaHL" target="_hplink">Read more at 24/7 Wall St. </a>
2. Massachusetts
<strong>Average pension benefits:</strong> $25,596 (5th highest)
<strong>Total per pupil spending:</strong> $14,118 (7th highest)
<strong>Medicaid payments per beneficiary:</strong> $7,020 (10th highest)
<strong>Percentage of weekly wages covered by unemployment benefits:</strong> 36.1 percent (22nd lowest)
<strong>Number of months of TANF received:</strong> 36.2 (16th highest)
<strong>Average TANF cash assistance per month:</strong> $500 (5th highest)
Massachusetts has the third highest rate of income inequality in country. However, the states offers a number of above average benefits to address this issue. The state provides the fifth highest monthly amount in cash assistance for families enrolled in TANF in the country. The state also spends the seventh greatest amount on education, resulting in what many consider to be one of the best K-12 education systems in the country. Additionally, residents covered under the Massachusetts State Employees Retirement System receive the fifth highest amount in average benefits.
<a href="http://247wallst.com/2011/11/11/the-states-doing-the-most-and-least-to-spread-the-wealth/#ixzz1dQudWaHL" target="_hplink">Read more at 24/7 Wall St. </a>
1. Rhode Island
<strong>Average pension benefits:</strong> $25,571 (6th highest)
<strong>Total per pupil spending:</strong> $13,707 (8th highest)
<strong>Medicaid payments per beneficiary:</strong> $8,208 (3rd highest)
<strong>Percentage of weekly wages covered by unemployment benefits:</strong> 45.9 percent (2nd highest)
<strong>Number of months of TANF received:</strong> 46.5 (2nd highest)
<strong>Average TANF cash assistance per month:</strong> $417 (10th highest)
Rhode Island performs exceptionally well in all of the "generous" state metrics. It provides Medicaid beneficiaries with the third largest amount in payments. It provides the unemployed with almost 46% of their previous weekly wages -- the second highest rate. Those receiving cash assistance through TANF, on average, can receive benefits for the second longest period among all states. Of course, taxes must be relatively high to fund these programs. The state has the fifth highest state-local tax burden in the country.
<a href="http://247wallst.com/2011/11/11/the-states-doing-the-most-and-least-to-spread-the-wealth/#ixzz1dQudWaHL" target="_hplink">Read more at 24/7 Wall St. </a>
States Doing The Least To Spread The Wealth
10. Texas
<strong>Average pension benefits:</strong> $18,828 (25th highest)
<strong>Total per pupil spending:</strong> $8,540 (9th lowest)
<strong>Medicaid payments per beneficiary:</strong> $4,667 (10th lowest)
<strong>Percentage of weekly wages covered by unemployment benefits:</strong> 36.0 percent (21st lowest)
<strong>Number of months of TANF received:</strong> 30.3 (22nd lowest)
<strong>Average TANF cash assistance per month:</strong> $195 (6th lowest)
Texas provides among the lowest average amount in monthly cash assistance to families receiving TANF benefits. It has the tenth lowest amount in medicaid payments per beneficiary. It also spends the ninth lowest amount on education on a per pupil basis. Residents of the state have one of the lowest state and local tax burdens in the country, paying just 7.9 percent of their income. The state also has the fourth lowest cost of living in the nation.
<a href="http://247wallst.com/2011/11/11/the-states-doing-the-most-and-least-to-spread-the-wealth/#ixzz1dQudWaHL" target="_hplink">Read more at 24/7 Wall St. </a>
9. Florida
<strong>Average pension benefits:</strong> $19,777 (19th highest)
<strong>Total per pupil spending:</strong> $8,760 (14th lowest)
<strong>Medicaid payments per beneficiary:</strong> $4,574 (6th lowest)
<strong>Percentage of weekly wages covered by unemployment benefits:</strong> 29.5 percent (9th lowest)
<strong>Number of months of TANF received:</strong> 21.8 (9th lowest)
<strong>Average TANF cash assistance per month:</strong> $233 (13th lowest)
Florida has one of the lowest per-beneficiary payout rates for Medicaid in the country. Conversely, it has one of the highest rates for Medicare, which aids those aged 65 years or older and is solely funded by the federal government. The state also provides relatively low unemployment benefits and TANF benefits.
<a href="http://247wallst.com/2011/11/11/the-states-doing-the-most-and-least-to-spread-the-wealth/#ixzz1dQudWaHL" target="_hplink">Read more at 24/7 Wall St. </a>
8. Indiana
<strong>Average pension benefits:</strong> $8,837 (the lowest)
<strong>Total per pupil spending:</strong> $9,369 (17th lowest)
<strong>Medicaid payments per beneficiary:</strong> $5,136 (18th lowest)
<strong>Percentage of weekly wages covered by unemployment benefits:</strong> 40.1 percent (13th highest)
<strong>Number of months of TANF received:</strong> 24.8 (13th lowest)
<strong>Average TANF cash assistance per month:</strong> $203 (8th lowest)
The greatest detriment to Indiana's ranking is its pension system. The average benefits for a public servant enrolled in the Indiana Public Employees' Retirement Fund is $8,837, the lowest amount in the country. Although Indiana, unlike many states, strives to make its full pension payments each year, it keeps payments small. According to the New York Times, "An employee earning $30,000 a year retires after 25 years with an annual pension of less than $10,000." The state also provides a relatively low amount in average monthly cash assistance for TANF beneficiaries. The cost of living in Indiana is, however, relatively low.
<a href="http://247wallst.com/2011/11/11/the-states-doing-the-most-and-least-to-spread-the-wealth/#ixzz1dQudWaHL" target="_hplink">Read more at 24/7 Wall St. </a>
7. South Carolina
<strong>Average pension benefits:</strong> $17,467 (19th lowest)
<strong>Total per pupil spending:</strong> $9,277 (16th lowest)
<strong>Medicaid payments per beneficiary:</strong> $4,658 (8th lowest)
<strong>Percentage of weekly wages covered by unemployment benefits:</strong> 33.5 percent (16th lowest)
<strong>Number of months of TANF received:</strong> 32.4 (20th highest)
<strong>Average TANF cash assistance per month:</strong> $172 (4th lowest)
South Carolina scores worse than average in every metric of generosity we looked at. The worst of these were Medicaid and cash assistance to the poor. South Carolina paid out just $4,658 per beneficiary last year for Medicaid, the eighth lowest amount in the U.S. Needy families received just $172 on average from TANF, the fourth lowest dollar amount in the country.
<a href="http://247wallst.com/2011/11/11/the-states-doing-the-most-and-least-to-spread-the-wealth/#ixzz1dQudWaHL" target="_hplink">Read more at 24/7 Wall St. </a>
6. Arizona
<strong>Average pension benefits:</strong> $19,056 (23rd highest)
<strong>Total per pupil spending:</strong> $7,813 (3rd lowest)
<strong>Medicaid payments per beneficiary:</strong> $4,701 (14th lowest)
<strong>Percentage of weekly wages covered by unemployment benefits:</strong> 26.2 percent (the lowest)
<strong>Number of months of TANF received:</strong> 35.4 (18th highest)
<strong>Average TANF cash assistance per month:</strong> $270 (18th lowest)
Arizona's state and local tax burden is significantly lower than the national average. It also spends less than the national average in a number of areas. When it comes to education, the state spends the third lowest amount per pupil in the country. On top of this, the Arizona Senate recently cut $200 million from K-12 education. The state also covers the smallest amount of weekly wages for the unemployed. Additionally, the average weekly unemployment benefit is $213, the fourth lowest amount in the country.
<a href="http://247wallst.com/2011/11/11/the-states-doing-the-most-and-least-to-spread-the-wealth/#ixzz1dQudWaHL" target="_hplink">Read more at 24/7 Wall St. </a>
5. Alabama
<strong>Average pension benefits:</strong> $19,098 (22nd highest)
<strong>Total per pupil spending:</strong> $8,870 (15th lowest)
<strong>Medicaid payments per beneficiary:</strong> $3,931 (2nd lowest)
<strong>Percentage of weekly wages covered by unemployment benefits:</strong> 27.7 percent (6th lowest)
<strong>Number of months of TANF received:</strong> 30.8 (25th lowest)
<strong>Average TANF cash assistance per month:</strong> $197 (7th lowest)
In Alabama, the average Medicaid beneficiary receives just $3,931 each year. This is the second lowest amount in the country. In contrast, New York pays more than double that, or $9,057 per patient. Acccording to the Missouri Economic Research and Information Center, the relative cost of health care in the state also happens to be the lowest in the country, lessening the need for public assistance in this area. The state also provides just $197 for the average needy family through TANF, the seventh-lowest payout in the U.S.
<a href="http://247wallst.com/2011/11/11/the-states-doing-the-most-and-least-to-spread-the-wealth/#ixzz1dQudWaHL" target="_hplink">Read more at 24/7 Wall St. </a>
4. Oklahoma
<strong>Average pension benefits:</strong> $15,215 (13th lowest)
<strong>Total per pupil spending:</strong> $7,885 (4th lowest)
<strong>Medicaid payments per beneficiary:</strong> $4,666 (9th lowest)
<strong>Percentage of weekly wages covered by unemployment benefits:</strong> 39.2 percent (21st highest)
<strong>Number of months of TANF received:</strong> 27.4 (18th lowest)
<strong>Average TANF cash assistance per month:</strong> $189 (5th lowest)
Oklahoma spends the fourth smallest amount on education per pupil. It also pays the third least amount in employee benefits for those in the education system and the second least amount in teachers' salaries to the number of students in the state. In addition to this, Oklahoma pays the fifth lowest amount in average monthly cash payments for TANF recipients and the ninth lowest amount in medicaid benefits for those enrolled in the program. Perhaps not surprising, the state has the second lowest cost of living in the country.
<a href="http://247wallst.com/2011/11/11/the-states-doing-the-most-and-least-to-spread-the-wealth/#ixzz1dQudWaHL" target="_hplink">Read more at 24/7 Wall St. </a>
3. Idaho
<strong>Average pension benefits:</strong> $16,088 (15th lowest)
<strong>Total per pupil spending:</strong> $7,092 (2nd lowest)
<strong>Medicaid payments per beneficiary:</strong> $5,685 (25th highest)
<strong>Percentage of weekly wages covered by unemployment benefits:</strong> 39.3 percent (20th highest)
<strong>Number of months of TANF received:</strong> 8 (the lowest)
<strong>Average TANF cash assistance per month:</strong> $302 (22nd lowest)
The state of Idaho spends just over $7,000 per pupil in a given year. This is the second lowest rank in the country. Idaho provides below average cash assistance through TANF, and recipients only average eight months of eligibility, by far the shortest period in the U.S. As measured by the Census Bureau's GINI coefficient, Idaho has the eighth best income equality in the country.
<a href="http://247wallst.com/2011/11/11/the-states-doing-the-most-and-least-to-spread-the-wealth/#ixzz1dQudWaHL" target="_hplink">Read more at 24/7 Wall St. </a>
2. Tennessee
<strong>Average pension benefits:</strong> $13,145 (6th lowest)
<strong>Total per pupil spending:</strong> $7,897 (5th lowest)
<strong>Medicaid payments per beneficiary:</strong> $4,687 (12th lowest)
<strong>Percentage of weekly wages covered by unemployment benefits:</strong> 28.9 percent (7th lowest)
<strong>Number of months of TANF received:</strong> 38 (13th highest)
<strong>Average TANF cash assistance per month:</strong> $167 (3rd lowest)
Tennessee has the eleventh lowest per capita income in the country and state residents pay just $1,851 in taxes -- the second lowest amount in the U.S. in state and local taxes. This means the state has one of the lowest tax burdens in the country. The state spends relatively little on education, unemployment benefits, TANF welfare benefits, and pension benefits. But Tennessee also has the lowest cost of living in the country.
<a href="http://247wallst.com/2011/11/11/the-states-doing-the-most-and-least-to-spread-the-wealth/#ixzz1dQudWaHL" target="_hplink">Read more at 24/7 Wall St. </a>
1. Arkansas
<strong>Average pension benefits:</strong> $12,009 (5th lowest)
<strong>Total per pupil spending:</strong> $8,712 (11th lowest)
<strong>Medicaid payments per beneficiary:</strong> $4,413 (4th lowest)
<strong>Percentage of weekly wages covered by unemployment benefits:</strong> 41.1 percent (11th highest)
<strong>Number of months of TANF received:</strong> 11.2 (2nd lowest)
<strong>Average TANF cash assistance per month:</strong> $147 (the lowest)
Arkansas has the second lowest median household income in the country, at just $38,571. Despite this, the state is one of the least generous, especially when it comes to assistance for the poor. The state gives just $147 per TANF recipient, the lowest in the country. And the average poor family receiving cash assistance is only eligible for 11.2 months, the second shortest period in the U.S.
<a href="http://247wallst.com/2011/11/11/the-states-doing-the-most-and-least-to-spread-the-wealth/#ixzz1dQudWaHL" target="_hplink">Read more at 24/7 Wall St. </a>
More often than not when procuring by going online or at your localized shopping mall you might see ?Member on the More suitable Business Bureau, or BBB? and straight away you really feel beneficial about procuring in the blog or retail store. But what?s the Considerably better Home business Bureau and why does it is usually encourage self-confidence, specially when shopping for a web hosting agency?
The higher Business Bureau has been tracking issues and retaining tabs on both of those revenue and non-profit web site internet hosting providers for more than 15 yrs now. Yearly tens of millions of individuals count for the More effective Corporation Bureau rating studies to tell them regardless if or not an online host is trusted or not.
The greater Enterprise Bureau is contrary to the regional Chamber of Commerce in the incontrovertible fact that this doesn?t market any word wide web host around a new. The BBB gathers facts on internet hosting establishments equally personal and non-private then publishes its conclusions within their dependability stories. The entire approach should be to hold the consumer knowledgeable and enable them look over through all the attainable intel to superior formulate which online hosting organisation is a person they wish to deal with.
One of several foremost capabilities for the Greater Internet business Bureau is to always consider that can help solve complaints from visitors against companies. If a customer is unsatisfied considering the supplier which they have handled they might file an assert with the Bureau and they will then get in touch with the commerce to the customer?s behalf and strive that can help resolve the make any difference. Many people feel that the greater Business Bureau only aids with organisations that will be members from the hometown BBB or accredited with the BBB, however the actuality is usually that they help with issues from both accredited and non accredited small businesses. In accordance to your Bureau, they are simply able to successfully solve about 70 percent of all complaints which have been filed.
How can an internet host grown into an accredited member and should really it lend on your self confidence?
To be an accredited member of the BBB, an online internet hosting corporation should have been in functions not less than an individual 12 months. They must then fill out an application and pay out member dues. Element of one?s application method is proving with the Bureau that the web host can stick to the specifications the BBB needs to be a member which could include proving which the firm is totally licensed an provides you with the degree of support they promote.
At any time an internet host can burn its accreditation for every variety of considerations. The most crucial cause for shedding accreditation is just too more and more complaints from potential clients. So if you see that an internet host is accredited through the More desirable Home business Bureau it should probably without a doubt lend a vote of self esteem towards your judgement to try that particular organisation. That may be never to point out that non members are all shady, nevertheless the stamp of approval absolutely may help. The best solution to know that you are dealing with an inexpensive word wide web internet hosting service that you simply can have confidence in could be to look into the higher Corporation Bureau?s web pages that?s BBB.org.
Prompt Dedicated Server Internet Hosting can give you most facts for What Is The Least Costly Web Hosting Companies 2012. Please be sure to stop by the article for additional info!
Related posts:
How One Can Find An Affordable And Reliable Internet Hosting Provider
The Way To Find An Reasonably Priced And Reliable Web Hosting Provider
The Best Way To Find An Reasonably Priced And Dependable Web Hosting Provider
The Right Way To Discover An Inexpensive And Reliable Web Hosting Provider
Find Out How To Find An Inexpensive And Dependable Web Hosting Provider
ISLAMABAD (AP) ? A roadside bomb killed at least seven people, including three children, and wounded 30 others at a Shiite Muslim procession in northwestern Pakistan on Saturday, police said, as minority Shiites prepared to observe the holy day of Ashoura.
The group of about 100 Shiites were passing through the city of Dera Ismail Khan on their way to join a larger crowd marking the day when the bomb went off, said police official Rashid Khan, who reported the casualty toll.
No one claimed responsibility, but the suspicion fell on Pakistani Taliban, who often carry out such attacks.
On Sunday, Shiites in Pakistan will celebrate Ashoura, which commemorates the 7th century death of Imam Hussein, the Prophet Muhammad's grandson. The Sunni-Shiite schism over Muhammad's rightful heir dates back to that time.
President Asif Ali Zardari condemned the bombing, which took place near the South Waziristan tribal region.
"Such nefarious acts cannot deter the people and the government in their fight against the scourge of militancy," he said in a statement.
Sunni extremists frequently attack Shiites, who they consider heretics, and the Ashoura ceremonies are a prime targets, bringing out crowds of Shiites to march in processions mourning Hussein.
On Wednesday night, a Taliban suicide bomber struck a Shiite Muslim procession in Rawalpindi, a garrison city near Islamabad, killing 17 people. Initially police said 23 people were killed in this attack, but later authorities put the death toll from bombing to 17. They provided no explanation for discrepancy in death toll.
Also Wednesday, the Taliban set off two bombs within minutes outside a Shiite mosque in the southern city of Karachi, killing one person and wounding 15 others. Pakistani Taliban have claimed responsibility for the attacks in Rawalpindi and Karachi.
Qamar Abbas Zaidi, the spokesman for main Shiite political party, Tehrik-e-Nifaz-e-Fiqh Jafariya, vowed this week to go ahead with Ashoura processions across the country despite threats of attacks.
Pakistani authorities have deployed thousands of additional police across the country to beef up security for such processions, and authorities have suspended mobile phone service in all the major cities for two days to prevent such bombings. Officials say Taliban frequently use cellular phones as remote detonators for bomb attacks.
A recent study completed by researchers from the University of Padua in Italy and the Aix-Marseille University in France has confirmed that increased text spacing greatly facilitates reading for dyslexic individuals. The study focused on groups of dyslexic children, and compared their reading abilities when using normal letter spacing and very wide letters spacing in text. Based on these findings, the researchers developed a new app that allows users to adjust the letter spacing on a display to maximize their reading ability.
In essence, the study established that reading faster is possible for dyslexics when the letter spacing is extra-large. In fact, when the text is set up with extra-large spacing, the children in the research study read up to 20% faster and much more accurately than when they were reading a conventionally spaced text.
The new phone app is based on these findings, and the developers have come up with a fun, easy, and effective way to help people with dyslexia improve their reading competence. Mark Slater, director of 7 Speed Reading software, commented on this new application, stating, ?Developments such as this new app are highly welcome. It shows how research is not something done in vain, and that people can actually benefit from research application. We are excited by the way this app?s developers managed to swiftly implement the study findings and create a real-life useful tool that dyslexic people can extensively benefit from.?
Speed reading techniques such as spacing out letters makes it easier for dyslexics to isolate each letter sound and thus read text becomes much easier and faster. What?s more intriguing is that these findings on how typography can actually promote dyslexics? reading skills is something that can be applied to learning improvement in any area that requires reading, at very little cost and effort.
The new phone application is called DYS. It has a varied list of features that include customizable letter spacing and the ability to submit performance reports, and of course the priceless ability of improving the reading experience.
?Since the most hard-to-solve problem dyslexic people face is their slow reading pace and the numerous errors caused by letter transposition, having an app that can so easily resolve these two issues is a rather astonishing development,? Slater commented.
For more information about how play can contribute in reading development and how children can benefit from using 7 Speed Reading, please visit the official website at http://www.7speedreading.com.
About 7 Speed Reading?
7 Speed Reading is the only modern speed reading software that uses the latest technology to produce superior results.
The software provides its users with a new way to master speed reading that guarantees three times the reading speed along with improved memory and comprehension.
The software is poised as the most comprehensive speed reading system anywhere. It contains seven learning strategies, fifteen software activities, video training, advanced tracking capabilities and many more exciting features.
When you daydream, do you dream about improving your life? The following tips can help make transitioning to the new you a little easier.
Get as much work done as you can during the day. The best way to do that is to take breaks more often. This may seem wrong, but the truth is that more breaks give you a chance to relax and recharge yourself; when you return the work at hand, you can be more focused and get many things accomplished.
A leader is not only powerful and commanding but they stay humble. Effective leadership requires many qualities, as well as an understanding of servitude. An effective leader is virtuous and values integrity. Integrity is necessary for successful leadership.
Failure can be devastating to one?s ego when one is trying to better oneself through self improvement. However, failure should be a way that you can learn. It shows you what your strengths and your weaknesses are. Every thing you fail at, you should be proud of, it is just another part of you!
Try to be content with developing and enhancing your existing strengths. Remember that everyone is unique, and do not feel bad if you are not the best at everything. Focus on the things you already know how to do and use them!
Stay around like-minded individuals. Surrounding yourself with negative people can have a poor influence on your mood and can rub off on your way of thinking.
Stressful Situations
When you are faced with tough, stressful situations, learn to use your intellect more than your emotions. If you can remain calm during stressful situations, you will feel confident enough to face anything. Whenever a stressful situation strikes, breathe deeply and feel your body relax.
Follow your own principles as strictly as you can. Everyone has certain beliefs that reinforce their sense of self at the core. When you consistently practice these, you will gain confidence and believe in yourself. Maintaining your core foundation allows for consistency in life and builds good character.
Nobody is perfect, and most of us make the occasional dietary error. Stress is as bad for your body as a piece of cake, so remember that life is too short to sweat the small stuff.
Be modest. We are all but tiny dots in the scope of this universe. Everyone has faults, and something to learn from everyone else. New insights and potential will be yours if you embrace this concept. If you stay open-minded, you will be poised to learn something new when the opportunity arises.
If you like to talk a lot, you might have heard that you need to zip those lips and listen more. This is particularly true when you are talking about self-development. Always pay attention to what you are telling yourself. Listening to what you tell yourself will help you know what you need and how to best improve yourself.
A great coach is key to your success. All of the champions were influenced by the words or teachings of a great coach along the way, even if they are unaware of it. Everyone should help one another. Without someone to teach them the right way of doing things, it?s impossible to expect them to be able to properly succeed. Every success story involves a mentor.
As you can see, self improvement does not need to be a terrifying prospect. With you taking charge, consider the amazing benefits you?ll receive, including increasing your overall happiness and health!
Click The Button Below To Learn How To Make An Extra $400 To $1000 Daily Working From Home
Rob Moore Award-Winning Author & Leadership Expert http://TheRobMoore.com
Get help for your world geography class. The Wolfram Geography Course Assistant provides facts and information on a wide range of topics designed to guide you throughout your course. This useful tool provides a convenient resource for your geography needs. - Compute geographic properties, view map projections, or convert time zones - Find land features like mountains, deserts, islands, volcanoes, or geologic layers or water features like waterfalls, rivers, lakes, and oceans - View atmospheric layers, look up weather conditions and history, or view properties of climate change and carbon footprint - Calculate data about cities, independence dates, government leaders, or country regions or view comprehensive results on US demographics including rankings, percentages, and general data - Compute demographic calculations like population density or growth and age distribution - View economic information like major industries and information on energy and food production and consumption, as well as bonus information on GDP, cost of living, and unemployment rates - Find social statistic information like human development index; health care indicators; cultural properties, including religion and language; and education information, like student population and literacy rate The Wolfram Geography Course Assistant is powered by the Wolfram|Alpha computational knowledge engine and is created by Wolfram Research, makers of Mathematica?the worlds leading software system for mathematical research and education. The Wolfram Geography Course Assistant draws on the computational power of Wolfram|Alphas supercomputers over a 2G, 3G, 4G, or Wi-Fi connection.
download ipa created by , have iphone apps rating 0.00 / 0. This App is available at the iphone apps Education.
Greenlaw from NRDC China, NRDC China Program, Beijing
NRDC has been working in China for over fifteen years on such issues as energy efficiency, green buildings, clean energy technologies, environmental law, and green supply chain issues. This China Environmental News Alert is a compilation of news from around the world on China and the environment.?
November 15, 2012 ? November 22, 2012
?
Greener Path to Health and Harmony
China Daily (November 22, 2012)
The 18th National Congress of the Communist Party of China has emphasized that China must establish an ecological civilization by incorporating it into the country's economic, political, cultural, and social advancement. This will further enrich the Scientific Outlook on Development and meet the intrinsic requirements for the development of socialism with Chinese characteristics, signifying that China's modernization transition has officially entered a new phase in its bid to build an all-round well-off society.
?
China Opposes EU Carbon Emissions Tax
Xinhua (November 22, 2012)
China?s chief negotiator to the UN climate change talks said on Wednesday that the country opposes the European Union?s Emissions Trading Scheme (ETS), a plan to tax non-EU international airlines for carbon emissions. However, he said the country is willing to (Read more...)
Link to original article / Continue Reading...
On Switchboard, NRDC experts respond to the day's news and share their views, insights and expertise on energy conservation, global warming science, and many other environmental topics.
Buying Charlotte real estate is a serious investment of both time and money.? However, the process of buying a Charlotte home can be very stressful and daunting task.? There are many complicated factors involved in the process.? You need expert advice if you plan to invest in real estate?and buying your personal home is one of the largest investments that you will make in life.? Here are some tips that you can use to locate that perfect home or investment property.
Rob Moore